Common Homeowner's Claims

6/13/2018 (Permalink)

Per the Insurance Journal (2016) the 5 most common homeowner claims:

• Exterior wind damage – 25 percent of all losses.
• Non-weather-related water damage (e.g., plumbing or appliance issues) – 19 percent.
• Hail – 15 percent.
• Weather-related water damage (e.g., rain, melting ice, snow) – 11 percent.
• Theft – 6 percent.

SERVPRO of Tuscaloosa North sees damages from HVAC and overflowing toilets quiet often within our community. 

About one in fifty insured homes have a property damage claim caused by water damage or freezing each year. (Insurance Information Institute, 2012-2016)

Our First Responders are trained and use a program that aligns with insurance adjusters that can guide on the cost of a claim. Call SERVPRO of Tuscaloosa North before filing your claim so that we can determine if the loss is worth filing a claim against your insurance.